Join

Our products and services

Learning Hub

SuperSmart has launched Plus icon yellow

Try SuperSmart today

An interactive way to get financial education and tailored advice* online to help supercharge your future.  

Exclusive to Hostplus members 24/7 via Member Online at no extra cost.

Learn more

*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. 

Manage your super

Retirement

CPI + 2.5% Plus icon yellow

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Forms and resources

Young female on her laptop smiling Plus icon yellow

Our notice of intent to claim a tax deduction (NOITC) service is available online

Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.  

Log in to Member Online

Members

testing

Why choose Hostplus

Your responsibilities

How to make payments

Tools and resources

Why Hostplus

CPI + 2.5% Plus icon yellow

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

CPI + 2.5% Plus icon yellow

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Tools and resources

News and insights

Investment options

Pricing and performance

Tools and resources

News & insights

Join

test-one

Our company

Careers

Join
  1. Home
  2. Members
  3. Our products and services
  4. Your investment options
  5. Compare investment options

Compare
Super
investment
options

Choosing the right investment option is important. It's your money, after all. Our wide range of investment options allows you to invest based on your own preferences and risk appetite.

You can choose to leave the investment decisions to us or take a more hands-on approach to making an investment choice.

Office colleagues collaborating on a project Plus icon yellow

MySuper

The government defines MySuper as a simple, cost-effective, balanced superannuation product designed for members who want to leave the investment decisions to their superannuation fund.

If you don’t make any investment choice, your super will be invested in our MySuper investment option.

Hostplus MySuper option

The Balanced option is our MySuper investment option, and over a million Hostplus members are invested in this option. It’s an award-winning investment option¹ and a top performer over the long term.²

Learn more
Hostplus awards Plus icon yellow

Investment
Options

If you’d like more control over your super, you can choose+ from our pre-mixed options, our single sector options, our direct investment option, Choiceplus, or our Hostplus Life option.

You can also mix and match different options to suit your investment risk profile and financial objectives.

Read our Member Guide for more information about the terms we use to describe these options.

  1. Pre-mixed options
    • Pre-mixed options
    • Hostplus Life
    • Single sector options
    • Choiceplus
15 options
slide 1 to 3 of 16

  • What are pre-mixed options?

    Our pre-mixed options invest in combinations of asset classes. They have varying levels of investment risk and focus on three different investment styles and themes:

    Our Core pre-mixed investment options focus on delivering the best net return for a given level of risk. These options take full advantage of Hostplus’ investment expertise and feature our best investment ideas across listed and unlisted assets, bonds and cash.

    Our Indexed pre-mixed investment options focus on minimising investment fees and costs. These options generally use a passive investment style to invest in listed companies, bonds, and cash, and aim to track the returns of the markets in which they invest.

    Our Socially Responsible Investment (SRI) pre-mixed options focus on values-based investing. These options seek to reduce exposure to industry segments within fossil fuels and tobacco production, as well as other factors.

  • High Growth

    • Core
    The High Growth investment option is focused on delivering the best net return from investing in a portfolio of all growth assets and has medium diversification.
    Who is this investment suitable for?
    With all growth assets, this Core pre-mixed investment option is designed for members with a long-term investment timeframe, who are seeking very strong long-term returns and have a high tolerance of negative returns.
    More details
    Investment time frame
    10 years +
    Level of investment risk
    High
    Likelihood of negative returns
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    100% growth / 0% defensive
    Total investment fees and costs*
    0.78%
    Return target
    CPI + 4.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Growth

    • Core
    • Previously known as Shares Plus
    The Growth investment option is focused on delivering the best net return from investing in a portfolio that has a strong bias to growth assets and has high diversification.
    Who is this investment suitable for?
    With a strong bias to growth assets, this Core pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking very strong long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium to high
    Likelihood of negative returns
    Negative returns expected in between 3 to less than 4 out of every 20 years
    Growth/ defensive allocation
    90% growth / 10% defensive
    Total investment fees and costs*
    0.91% p.a.
    Return target
    CPI + 4.5% p.a. over 20 years
    Net return^

    8.82%

    Investment details

+ Please note that Maritime Contributory Accumulation Members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit have restricted investment choice. Refer to the Maritime
Contributory Accumulation Member Guide for more information. 

* Total investment fees and costs are estimates based on the previous financial year. Because of this, fees and costs payable in respect of each future year may be higher or lower. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the Member Guide.  

^ Investment returns for periods ending 31 August 2024, net of investment fees and costs. Administration and other fees apply. Not all options will display returns for every period due to varying launch dates. See investment returns page for returns over all available periods.

Make an
informed choice

Learn more about our different investment options in our detailed guides. 

Why choose
Hostplus

We’re an industry super fund aiming to give you the future you deserve.

Compare Hostplus today

Ready to join? Online applications only take five minutes.

Or call us on 1300 467 875

8am – 8pm (AEST/AEDT),
Monday to Friday.

Join Now

 

 

1. Awards and ratings are only one factor to be taken into account when choosing a super fund. 

2. Hostplus’ Balanced option is ranked number one versus peers over 10 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, September 2024. Past performance is not a reliable indicator of future performance. 

SuperRatings rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. The 20-Year Platinum Performance rating applies to the Hostplus Superannuation Fund. The 10-year Platinum Performance rating applies to Hostplus' MySuper option and Hostplus Pension. Visit superratings.com.au for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved. Heron Partnership ratings and awards are issued by Heron Partnership. Visit heronpartners.com.au for awards criteria. The rating issued 04/2023 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. The rating issued 04/2023 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2024 Lonsec. All rights reserved. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2024 Lonsec. All rights reserved.